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How to get ready before the storm hits

Suncorp | 20 December 2013





How to prepare for storms - stock photo

Understanding natural disasters such as cyclones or thunderstorms, and staying educated on their associated risks can help you prepare for the worst case scenario...

According to the Bureau of Meteorology (BOM), there are on average 11 tropical cyclones per year across Australia. In Queensland alone, an average of 4.7 tropical cyclones per year is recorded and these form mostly from lows within the monsoon trough, between November and April. BOM defines tropical cyclones as low pressure systems that form over warm tropical waters and have gale force winds (gusts in excess of 90km/h) near the centre.

BOM defines severe thunderstorms as weather systems which produce effects including hailstones with a diameter of 2cm or more, wind gusts of 90km/h or greater, flash flooding and tornados. They're pretty scary and in NSW and the ACT alone, there are at least 100 thunderstorms per year strong enough to produce one or more of these effects.


There are many things you can do to get ready before the storm season starts that can help reduce the amount of potential damage to your property as well as minimise the risk to your family. These include:

Contact your local council


  • Check with your local council as to whether you live in a risky area for severe storms and if your home is built to the latest protection standards.

  • Install glass protectors


    • If you live in a storm prone area, install storm shutters or metal fly screens to any windows or glass doors on your home. This reduces the risk of shattering if the worst happens.

    • Clean up your garden


      • Clear all treetops and dead branches from the vicinity of your house. These can break off and cause damage in the event of a storm or a cyclone. You may need council or body corporate permission before you take this step.

      • Lock down where possible


        • Secure the walls, roof and eaves of your house to ensure they don't break or flap in severe winds.
        • Clear any loose material from the front of your house which could blow around in strong winds. We recommend also securing down any objects such as pool or BBQ furniture.
        • Pull down any external shutters on your house. This prevents damage to windows and increases structural stability.

        • Prepare an Emergency Evacuation Kit


          • In case you have to leave your house unexpectedly, pack at least one change of clothes for each individual, tinned food, a torch, radio and plenty of water

          • Know your hideout spot


            • Make sure you know the safest location in your home. This will often be a cellar or an internal hallway which is well-shielded; in many homes it's the smallest room in the house which would be your bathroom. The advantage is that bathrooms and toilets also offer access to clean water if you fill sinks/baths before the storm hits.

            • Fill her up


              • Fill your car's fuel tank early before there is panic buying. This will ensure you have enough in the tank in case you need to evacuate after the storm or cyclone.

              • Unplug everything


                • Disconnect all electrical appliances when the storm strikes. Use a battery-powered radio to monitor for any updates regarding the storm.

                • Make sure you're covered


                  • Although you can't stop a natural disaster, you can be prepared for the destruction it could wreak. Home and Contents Insurance, for example, ordinarily covers you in the event of a natural disaster. The damage done to your home can be extremely significant, and paying for the repairs yourself isn't always possible. Companies like Suncorp Insurance can not only provide you with insurance protection but also offer local customer response teams who can help you out if the worst happens. Make sure you're covered for the cost of repairing or rebuilding your home, and always take precautions against storms where possible.
                  • Don't get swept up and caught unprepared. Get ready with these useful tips, share them with your community and make sure that you're ready for when Mother Nature knocks on your door.


                    Storms infographic

                    Article information image

                    Insurance is issued by AAI Limited ABN 48 005 297 807 trading as Suncorp Insurance. Read the Product Disclosure Statement before buying this insurance. Contact us on 13 11 55 or go to suncorp.com.au for a copy.







                    Disclaimer: The views of authors on our website are not necessarily representative of those views of our website. Articles contain only general information, correct at the date of publication. For advice regarding your own personal circumstances, always seek individual advice from a qualified professional. This article may not be reprinted, reproduced, or retransmitted in whole or in part without the express written consent of SingleMum.com.au. Please read the complete Singlemum.com.au Disclaimer here



What does it mean to be a single mum?Of course, the

kids

are the most important thing in a single mum's life. Kids are the focus and always have been. But along with the children, there are other matters that can confuse a single mum's life.

Centrelink

plays a big part of a single mother's life, mainly because this is where a large percentage of single mums get their finances from. Centrelink are the source from where the

single mother pension

, or as it is otherwise known, the single parent payment comes from. The single mother pension is a subsistence amount, but just the same, it is money to live on, and so it is important, no matter if it is called single parent payment, single mother pension or whatever Centrelink welfare classes it at the time

Often, single mums come out of a

divorce

or defacto relationship only to find that their troubles have just begun, and find that their first step leads them towards Family Law - it's time to engage a lawyer.
There are more than just Centrelink finance problems to worry about, as mentioned before, but also

child custody

issues. Child custody is something that hits right at the heart of

single mums

. If a single mother's ex husband or ex partner has been a domestic violence perpetrator, the mum may be greatly worried about child custody. They worry that their kids won't be safe with their spouse, who has already proven to be abusive because they caused

domestic violence

, which resulted in a divorce or separation.

Even so,

Family Court

will often still order a form of child custody named

Shared Parenting

. Shared Parenting is a form of child custody division of time or parental responsibility between the parents. Mother's often look for a good divorce lawyer to try to avoid share parenting with an abusive ex-spouse after divorce, however in many cases Shared Parenting is still the outcome after the divorce, no matter how good the divorce lawyers have been. They will often settle for visitation at a contact centre or access centre where fathers or mothers are supervised during child custody access.

Please remember the bigger font words,because we will use it often in our website.