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Single Mother Financial Support Links


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Study & Training Benefits & Allowances




Go to Centrelink
Centrelink - Austudy
Austudy provides financial help if you are aged 25 years or more and studying or undertaking an Australian Apprenticeship full-time. You may be eligible for Austudy if you are aged 25 or over and are:

studying an approved full-time course at an approved institution, or
undertaking a full-time Australian Apprenticeship.


Full-time secondary education courses, graduate courses, undergraduate courses, and some Masters, diplomas, and TAFE courses are approved for Austudy

See also the Austudy Brochure
Read more about Austudy at http://www.centrelink.gov.au


Go to Centrelink
Centrelink - Abstudy
If you are an Indigenous secondary or tertiary student or a full-time Australian Apprentice, ABSTUDY is an allowance that may help you stay at school or in further study.
Depending on your situation, you might also be eligible for extra payments to help with the costs of studying

You may be eligible for ABSTUDY if you are of Australian Aboriginal or Torres Strait Islander descent, identify as an Aboriginal or Torres Strait Islander person and you are accepted as such in the community you live or have lived in. You must be an Australian citizen and also be:

aged 14 years or more on 1 January and studying at primary school, or
doing secondary school studies, or
studying full-time or part-time at a TAFE, university or tertiary institution, or
undertaking a full-time Australian Apprenticeship, or
doing a distance education or correspondence course, or
studying for a Masters or Doctorate degree.

See also the Abstudy Brochure
Read more about Abstudy at http://www.centrelink.gov.au


Go to Centrelink
Centrelink - Youth Allowance
Youth Allowance can assist you if you are a young person who is studying, undertaking training or an Australian Apprenticeship, looking for work, or sick.

You may be eligible for Youth Allowance if you are:

16–20 years old and looking for full-time work or undertaking a combination of approved activities, or have a temporary exemption from the participation and activity test requirements. If you do not have a Year 12 certificate or an equivalent qualification (Certificate level II or above) you will generally be expected to undertake study or training to meet the activity test.
16–24 years old and studying or undertaking an Australian Apprenticeship full-time.
If you turn 25 you can keep getting Youth Allowance until you finish your course or Apprenticeship.

You may also be eligible for Youth Allowance in some circumstances if you are 15 years old, and you are:

considered independent, and
above the school leaving age in your State of Territory, and
looking for work, studying or undertaking an Australian Apprenticeship full-time.

See also the Youth Allowance Brochure
Read more about the Youth Allowance at http://www.centrelink.gov.au


Go to FEE-HELP website
Federal Government - FEE-HELP - Loan scheme
FEE-HELP is a loan given to eligible fee-paying students to help pay part or all of their tuition fees. You can borrow up to the amount of the tuition fee being charged by your provider for your unit of study. However, over your lifetime you can borrow only up to the FEE-HELP limit. This amount is indexed each year. You can pay tuition fees for a subject or unit which is:
  • part of a course of study leading to a higher education award
  • made available by a higher education provider, and accessed directly through Open Universities Australia
  • part of a bridging course for overseas-trained professionals
more...


Go to Centrelink
Centrelink - Parenting Payment (also known as Single Parent Benefit, Single Mothers Pension)
Parenting Payment is to help with the costs of caring for children. It is paid to the person who is the main carer of a child. If you are granted Parenting Payment (single) you will have compulsory part-time participation requirements from the time your youngest child turns 6 years of age. When your youngest child turns 8, you will be moved onto the Newstart Payment
Centrelink article - Parenting Payment - Alice's Story
http://www.centrelink.gov.au


Go to Centrelink
Centrelink - Newstart Allowance
You will be moved to this allowance from the Parenting Payment when your youngest child turns 8. To keep getting Newstart Allowance, you need to participate in activities designed to increase your chances of finding work. This is called meeting ‘activity test’ requirements. They could mean applying for jobs, doing a course, or working part-time. You may be able to receive a short-term exemption from the Activity Test in special circumstances
http://www.centrelink.gov.au

Go to Centrelink
Centrelink - Students Start-up Scholarship
If you are a full-time student undertaking a qualifying course and are receiving Youth Allowance, Austudy or ABSTUDY Living Allowance, you will receive the Student Start-up Scholarship. You'll receive this scholarship at the beginning of each semester to help with the up-front costs of studying, such as textbooks and specialised equipment. You'll receive the full amount of the Start-up Scholarship, even if you're not on the maximum payment rate from Centrelink.

In 2010, the Student Start-up Scholarship will be $650 for each 6 months of eligible study. This amount will then increase to $1,064 for each 6 months of eligible study in 2011 and will be indexed each year.

To be eligible for this payment you must be:

studying full-time in an approved scholarship course
receiving ABSTUDY Living Allowance, Austudy or Youth Allowance as a full-time student.
You won't get this scholarship if:

you also receive, or qualify for, a Commonwealth Education Costs Scholarship or a Student Start-up Scholarship paid by the Department of Veterans' Affairs
you do not continue full-time study for at least 35 days after qualifying for the scholarship
there are less than 35 days left in the relevant period* each year.
* for the Student Start-up Scholarship, the relevant periods are:

1 January to 30 June, and
1 July to 31 December.

You can read more about the Students Start-up Scholarship at http://www.centrelink.gov.au


Go to Centrelink
Centrelink - Relocation Scholarship
The new Relocation Scholarship will be paid to eligible dependent Youth Allowance and ABSTUDY (Living Allowance) customers to help with the costs of living away from home to study.

To qualify for this payment, you must:

be studying full-time in an approved scholarship course, and
be in receipt of ABSTUDY Living Allowance or Youth Allowance as a full-time student, and
be a dependent person who has to live away from home to study, or
meet a specific scholarship independence criteria.
You won't be eligible for this scholarship if:

you also receive, or qualify for, a Commonwealth Accommodation Scholarship or a Relocation Scholarship paid by the Department of Veterans' Affairs
you do not continue full-time study for at least 35 days after qualifying for the scholarship
there are less than 35 days left in the year
you have participated in the ABSTUDY Residential Costs Option in the current study year.
The Relocation Scholarship provides students with a lump sum payment of $1,000 in each year of study. There is one exception - students who are in their 1st year of eligibility (see below) will receive a lump sum payment of $4,000 in that 1st year. The rate of Relocation Scholarship will be indexed each year.

A student is deemed to be in the 1st year of eligibility:

in the 1st year of the approved scholarship course, or
in a 2nd or subsequent year of study if they have met the scholarship qualification within the previous 6 months.
Note: You will only receive the $1,000 scholarship rate of payment if you have previously received a Commonwealth Accommodation Scholarship, or previously received a payment of the initial $4,000 Relocation Scholarship rate from Centrelink or the Department of Veterans' Affairs.

Approved scholarship course
An approved scholarship course is an accredited higher education course or preparatory course that is undertaken at a higher education institution.

Scholarship independence criteria
The specific independence criteria that qualify for a Relocation Scholarship are:

unable to live at home
orphan
parents cannot exercise responsibility
refugee (Youth Allowance only)
state care (Youth Allowance only) both supported and unsupported
specially disadvantaged (safety net criteria)
have (or have had) a dependent child
currently have care or custody of another person's child (ABSTUDY only)
tribal initiation (ABSTUDY only).

You can read more about the Relocation Scholarship at http://www.centrelink.gov.au


Go to Centrelink
Centrelink - Education Entry
Education Entry Payment helps you to pay the costs of returning to study. You do not need to make a claim for Education Entry Payment. Once you provide us with your proof of enrolment in an approved course of study, we will automatically assess your eligibility for Education Entry Payment. You may be eligible for Education Entry Payment if you are receiving Newstart Allowance or Parenting Payment (single), Carer Payment if you are eligible to receive the Pensioner Education Supplement...
http://www.centrelink.gov.au


Go to Centrelink
Centrelink - Pensioner Education Supplement
The Pensioner Education Supplement (PES) helps you with the costs of full-time or part-time study. You may be eligible for Pensioner Education Supplement or ABSTUDY Pensioner Education Supplement if you are receiving Parenting Payment (single) from Centrelink
http://www.centrelink.gov.au


Go to Centrelink
Centrelink - Training Supplement
The Training Supplement of $41.60 per fortnight is payable to eligible Newstart Allowance jobseekers and Parenting Payment Single customers with compulsory participation requirements who commence approved courses between 1 July 2009 and 30 June 2011
Read more details at http://www.centrelink.gov.au


Go to Centrelink
Centrelink - Telephone Allowance
Telephone Allowance helps with the costs of a telephone and home internet service. When you claim a Centrelink payment your eligibility for Telephone Allowance is assessed at the same time. If you already receive a qualifying Centrelink payment and you later become a telephone or home internet subscriber, you can test your eligibility for Telephone Allowance by calling Centrelink on your usual payment number or visiting your nearest Centrelink Customer Service Centre. You may be eligible for basic rate Telephone Allowance if you are receiving Parenting Payment (single), or Newstart Allowance and are a single principal carer of a dependent child...
http://www.centrelink.gov.au

Go to Centrelink
Centrelink - Rent Assistance
Rent Assistance gives you extra help if you rent privately. Rent Assistance gives extra help to you if you receive more than the base rate of Family Tax Benefit Part A, and pay a minimum amount of rent to private landlords. You do not need to lodge a separate claim for Rent Assistance. Centrelink will assess your eligibility when you make a claim for another payment. You will need to give Centrelink proof that you pay rent, and complete a Rent Certificate
http://www.centrelink.gov.au


Go to Centrelink
Centrelink - Child Care Benefit
Child Care Benefit helps you with the cost of child care for long day care, family day care, occasional care, outside school hours care, vacation care and registered care
http://www.centrelink.gov.au


Go to Centrelink
Centrelink - Child Care Rebate
Child Care Rebate assists parents or guardians with your out-of-pocket expenses for approved child care if you are working, training or studying
http://www.centrelink.gov.au


Go to Centrelink
Centrelink - Jobs, Education and Training Child Care Fee Assistance (JETCCFA)
Jobs, Education and Training (JET)Child Care provides extra help with the cost of approved child care for eligible parents undertaking activities such as job search, work, study or rehabilitation as part of an Employment Pathway Plan, to help them enter or re-enter the workforce.
JET Child Care can help meet the cost of child care by paying most of the "gap fee" not covered by Child Care Benefit for the hours of care you need to do approved activities
http://www.centrelink.gov.au


Go to MyFuture.com.au
MyFuture.com.au Career Information Service - Financial Support Index
Looking for a scholarship, grant or allowance? Find the facts about schemes and programs designed to help you financially while you study, look for work or start a business
Go to the MyFuture.com.au website to learn more...


Go to MyFuture.com.au
MyFuture.com.au Career Information Service - Awards and Scholarships Search
Comprehensive search site for Undergraduate and Postgraduate Awards and Scholarships. Search by Alphabetically, Region, Organisation, Subject
Go to the MyFuture.com.au website to learn more...









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External Links Disclaimer

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What does it mean to be a single mum?Of course, the

kids

are the most important thing in a single mum's life. Kids are the focus and always have been. But along with the children, there are other matters that can confuse a single mum's life.

Centrelink

plays a big part of a single mother's life, mainly because this is where a large percentage of single mums get their finances from. Centrelink are the source from where the

single mother pension

, or as it is otherwise known, the single parent payment comes from. The single mother pension is a subsistence amount, but just the same, it is money to live on, and so it is important, no matter if it is called single parent payment, single mother pension or whatever Centrelink welfare classes it at the time

Often, single mums come out of a

divorce

or defacto relationship only to find that their troubles have just begun, and find that their first step leads them towards Family Law - it's time to engage a lawyer.
There are more than just Centrelink finance problems to worry about, as mentioned before, but also

child custody

issues. Child custody is something that hits right at the heart of

single mums

. If a single mother's ex husband or ex partner has been a domestic violence perpetrator, the mum may be greatly worried about child custody. They worry that their kids won't be safe with their spouse, who has already proven to be abusive because they caused

domestic violence

, which resulted in a divorce or separation.

Even so,

Family Court

will often still order a form of child custody named

Shared Parenting

. Shared Parenting is a form of child custody division of time or parental responsibility between the parents. Mother's often look for a good divorce lawyer to try to avoid share parenting with an abusive ex-spouse after divorce, however in many cases Shared Parenting is still the outcome after the divorce, no matter how good the divorce lawyers have been. They will often settle for visitation at a contact centre or access centre where fathers or mothers are supervised during child custody access.

Please remember the bigger font words,because we will use it often in our website.